Ms. Lyu obtained LL. M. degree from Renmin University in 1999 and enrolled in TEMPLE-Tsinghua LL. M. program in 2019. She played in financial legal arena for over 20 years with competent bilingual working skills in Chinese and Englishꎬ and she is listed as arbitrator among the panel of Beijing Arbitration Center and takes the role of deputy general secretary in China Banking Law Society. Mrs. Lyu had been awarded as Outstanding Individual by National Department of Justice (2016) and was one of the Legal Experts for China Banking Association. In recent years. she had been invited to given seminars and training for Law School of Peking University, China International Economic and Trade Commission, China Banking Association, Beijing Banking Regulatory Bureau, and World Bank in multiple legal themes covering Supply Chain Financeꎬ Wealth Managementꎬ financial innovationꎬ Fintechꎬ as well as Intellectual Property Finance, Her recent articles published include Brief Analysis on Structural Design and Judicial Approaches over Bottom Returning Setting in L. L. P. in Wealth Management (2018) and Discussion on Legal Issues in the Securitization of Credit Assets in China (2014).